Legal

Cookie Policy

This policy explains what cookies are, how finworlder uses them, and how you can control your cookie preferences.

Effective date: 1 March 2025 Last updated: 1 March 2025

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) by websites you visit. They are widely used to make websites work more efficiently, to remember your preferences, and to provide information to website operators about how their site is used.

Cookies are not programs and cannot carry viruses or malware. They cannot access other files on your device or read information from other websites.

Related technologies such as web beacons, pixel tags, and local storage (described further below) serve similar functions and are also covered by this policy.

2. How We Use Cookies

finworlder uses cookies and similar technologies for the following purposes:

  • To remember your cookie consent preference so we do not ask you repeatedly
  • To ensure the website functions correctly across browser sessions
  • To understand in aggregate how visitors use our Site (analytics), so we can improve the content and user experience

We do not use cookies for advertising, behavioral profiling, remarketing, or any commercial purpose. We do not sell or share cookie data with third parties for their own commercial use.

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are essential for the website to function. They do not require your consent under most privacy laws. They enable core site functionality such as navigation and form submission. Without these, parts of the Site may not work properly.

3.2 Functional Cookies

Functional cookies allow the website to remember choices you have made (such as your cookie consent decision) and provide enhanced, personalized features. They are set by us and do not track you across other websites.

3.3 Analytics Cookies

Analytics cookies help us understand how visitors interact with our Site. They collect information in an anonymized or aggregated form, including which pages are visited, how long visitors spend on them, and any errors encountered. This data helps us improve our content and Site performance. These cookies are only placed with your consent.

3.4 Third-Party Cookies

Some third-party services we embed (such as fonts, icons, or images loaded from external servers) may set cookies or collect data independently. Please see Section 5 below for details.

The following table describes the specific cookies and storage items used on finworlder.com:

Name Type Purpose Duration
fw_cookie_consent Local Storage Stores your cookie consent decision (accepted/declined) so the banner is not shown on every visit. Persistent (until cleared)
Server logs Server-side Technical logs generated by our hosting provider (IP addresses, request times). Not a browser cookie; stored server-side. Up to 30 days

We aim to keep our use of cookies to the absolute minimum necessary to operate the Site.

5. Third-Party Cookies and Technologies

Certain third-party resources embedded in our Site may result in cookies or data requests from the relevant provider's servers. These providers operate according to their own privacy and cookie policies:

  • Google Fonts: Font files are loaded from Google's servers. Google may collect request-level data (IP address, browser information). No persistent tracking cookies are set by Google Fonts on our Site. See Google's Privacy Policy.
  • Phosphor Icons (unpkg.com): Icon assets are delivered via the unpkg CDN. Standard server request logs may be created. See unpkg's terms for details.
  • Unsplash: Photographs loaded directly from Unsplash's image servers may result in request logs on their servers. See Unsplash's Privacy Policy.

We have no control over cookies set by third-party services. If you are concerned about third-party tracking, you may use browser extensions or settings to block third-party requests.

6. Local Storage

In addition to cookies, we use your browser's local storage to save your cookie consent preference (the fw_cookie_consent item described above). Local storage works similarly to cookies but is not transmitted to our server with every request — it remains entirely within your browser.

You can clear local storage at any time through your browser settings (typically found in the developer tools or privacy settings).

7. Managing and Controlling Cookies

You have the right to control cookies. You can manage them in the following ways:

Browser Settings

Most browsers allow you to view, block, and delete cookies through their settings menus. Instructions for the most common browsers:

  • Google Chrome: Settings > Privacy and Security > Cookies and other site data
  • Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
  • Apple Safari: Preferences > Privacy > Manage Website Data
  • Microsoft Edge: Settings > Cookies and site permissions

Please note that blocking certain cookies may affect the functionality of our Site or other websites you visit.

Opt-Out Tools

For analytics or tracking opt-outs applicable to third-party services (where applicable), please consult the relevant provider's opt-out mechanism directly.

When you first visit finworlder.com, you will be presented with a cookie consent banner. By clicking "Accept All", you consent to our use of non-essential cookies (such as analytics cookies). By clicking "Decline", only strictly necessary cookies and local storage essential to Site operation will be used.

Your consent decision is stored in your browser's local storage. You may withdraw your consent at any time by clearing your browser's cookies and local storage, after which the consent banner will reappear on your next visit.

9. Changes to This Policy

We may update this Cookie Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. If we make material changes to the types of cookies we use, we will notify returning visitors via the cookie banner.

10. Contact

If you have questions about our use of cookies or this policy, please contact us: